Tag: Spending Plans

  • Dating Spending Plan

    I heard on the news the other morning that the divorce rate in Australia (and presumably other contries) has skyrocketed. The going theory is that we’ve spent so much time in lockdown together, without the distractions of other people, that we’ve realised that we don’t in fact like each other very much at all. Which…

  • House Deposit Holistic Spending Plan

    We have this thing called “The Great Australian Dream,” which is basically to own a house on a quarter acre block. This dream has its roots in returning servicemen wanting to live the good life they fought to defend. It was part creating a comfy family nest, part preventing the land going to “undesirables”, and…

  • Debt Reduction Holistic Spending Plan

    Here in Australia, the major banks have increased their mortgage rates, and the “average” borrower (whoever that is) will be paying another $50 a month. I think that most people will actually be paying more. And when you add that to increasing credit card debt, it’s time to think seriously about debt reduction. Vision, Mission,…

  • Start a New Business Holistic Spending Plan

    It’s tax time here in Australia, and when people see their numbers in black and white on their returns, many start wondering about going into business for themselves. That makes it a good time for a Start a New Business Holistic Spending Plan. The most important part of starting a new business is knowing why.…

  • Get Moving! Holistic Spending Plan

    Around now, when life settles back into its usual rut, many of us cry out “I wish I could just get moving again.” It’s not about weight loss per se (I’ve written a spending plan for that), it’s more about dealing with stress, the desire for a shapely calf, or improving your health by getting…

  • Quit Smoking Holistic Spending Plan

    Sooner or later, some smokers will decide that it is time to quit smoking. It’s not a snap decision, it’s something that most of us think about for many years, and take several attempts to do. Like any other self-improvement project, you need a plan.

  • Read More Books Holistic Spending Plan

    I am quite often told, “I wish I had the time to read books.” And I understand that because I wish it too! But I think what we all mean (particularly in Australia where books are expensive) is we wish we could afford to read more books. Which is why it’s time for a read…

  • Holistic Spending Plan for Christmas

    [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_text admin_label=”Text” _builder_version=”4.21.0″ hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″] Christmas at Macedon, 1909. Photo by Victor Albert Nelson (1862-1929) via State Library Victoria With Christmas 2017 over, you may be ruefully looking at your credit card statements wondering how…

  • Stay in Touch Holistic Spending Plan

    Look at any given monthly report, and you’ll see that I’m always trying to catch up with friends. Just recently I was making a date with Katy and she mentioned we hadn’t seen each other since this time last year. And yet I know so much about what she’s been up to – social media…

  • Make New Friends Holistic Spending Plan

    Something that has been on my list for a while is meeting new people, and I know it’s something many people add to their list of resolutions as well. So let’s look at a Make New Friends Holistic Spending Plan. Vision, Mission, Virtues It might be one of those obvious things, but I’m going to…

  • Pet Ownership Holistic Spending Plan

    My poor Pretty Boy has been ill for the last few weeks. We’re looking for lumps and what-not that might impact his long-term care (and cost). So with all this fresh in my mind, let’s look at a Pet Ownership Holistic Spending Plan.

  • Weight Loss Holistic Spending Plan

    So many of us decide to lose weight without thinking through the implications – as if it’s something that comes without cost – but we’re all wrong! Today, we’ll examine a Weight Loss Holistic Spending Plan.

  • Overseas Vacation Holistic Spending Plan

    With Holistic Personal Finance about ready for release, it’s time to start sharing it with you. Its purpose is to help you plan your spending around the life you want to lead rather than your income. So I’m starting a new series of holistic spending plan posts to inspire and encourage you think more about…