The other day, a rare for this year sunny day, we took Clever girl for one of our longer weekend walks around the neighbourhood. There was a beautiful blue sky, and the temperature was warm, but not too warm, with just a lazy wind. And the smell of woodsmoke. These days, on a summer’s day, […]
Christmas is coming
I saw my first Christmas decorations recently, and I suddenly realised Christmas is coming. It came as quite a surprise – even though I’ve just done my quarterly plan, (or maybe because), I was still thinking I had all the time in the world before Christmas got here. There’s food and drink to buy – […]
There’s been a Data Breach!
“There’s been a Data Breach!” (please imagine the grizzled voice of Taggart’s Detective Chief Inspector Burke). Here in Australia, we’ve recently endured a data breach or two (that we know of) involving some of the largest companies doing business here. Data stolen includes identification (passport and driver’s license numbers), credit card numbers, address details and […]
Inflation and You
I’ve been watching the inflation rate with interest. And the local commercial tv stations running around like headless chickens talking about how disastrous inflation is and how we’re all ruined, yet not offering any concrete examples of how to manage you money to get the best band for each buck. Backgound To put it in […]
Time, Time, Time!
Did you ever wonder how it is that time seemed to last forever when you were young but now you’re old it’s gone before you know it? Well, your not alone – psychologists have been debating it for decades. So why is it? Depends on who you ask. Common Knowledge The common acceptance of why […]
Money, Time, Health
As far as I am concerned, there are three aspects to wealth: money, time and health. As I say in Holistic Personal Finance, the value of money comes from the time you spend in places you don’t want to be doing things you don’t want to do, that you swap for the things you need […]
Revisiting Just-in-Time Delivery
The concept of just-in-time delivery is essentially having ZERO stock on hand, ordering it when when you need it. In 2015, when I was long-term unemployed, I wrote a post about developing the virtue of Wealth. Essentially, it involved: But, times are changing… In the good old pre-Covid days, it was possible to buy as […]
Small Business Saturday
I recently heard about Small Business Saturday. It’s an event in November taking place between the Black Friday and Cyber Monday Sales to encourage people to shop locally. This year (2021), it’s November 27, which is why I’m posting this early – so you can think about it for tomorrow. Your local shops have been […]
Time and Tide Wait for No One
Time and tide bring to mind the story of King Canute commanding the tide to be still. But tide is also an Old English word, meaning a period of time, such as Yuletide, (good) tidings and (woe) betide for example. By now you know that my definition of wealth includes time and health as well […]
Thankful and Grateful
Despite the way it looks, this is a time to be thankful and grateful. Right now, in the midst of yet another Covid-19 Delta strain caused lockdown, many peple are out putting their lives on the line to keep essential services like supermarkets open. I’ve seen some shameful things happening in supermarkets. We ought to […]
Developments in my Lifetime
I had a gut ache the other day. And what with there not really being a pill you can take for gut aches… Assuming I could be bothered getting out of my warm bed to get one. I did what my mother used to tell me to do when I was a kid. I put […]
Dating Spending Plan
I heard on the news the other morning that the divorce rate in Australia (and presumably other contries) has skyrocketed. The going theory is that we’ve spent so much time in lockdown together, without the distractions of other people, that we’ve realised that we don’t in fact like each other very much at all. Which […]